Murabaha

If you are looking for help with financing your business goods and inventory, our financing solution will let you purchase raw material and goods as per the specific needs of your business.

​Who can avail this facility?

  • All companies having a valid business license
  • Minimum 1 year business experience
  • Business financial capacity (healthy financial statement of past 1 or 2 years)
  • Collateral against facility (Shari’a Qabala of immovable property)
  • Accurate Business Plan
  • Other credit/investment criteria

Other conditions;

  • Maximum contract period is 12 months (1 year)
  • No rollover chance
  • No rebate chance for early settlements
  • Only purchasing assets and products (permissible as per Shari’a principles)
  • Profit rate between the Bank and the client is negotiable

How to start?

  • Submit your request letter to our nearest branch
  • After the Bank received your request letter, then the Bank starts other investment required process
  • The appraisal and assessment process will take 15 to 20 days
  • Minimum and Maximum limit of the investment facility will be decided once your business is appraised by the Bank