Financial Ijarah (Ijarah Wal Iqtina)

We are here to purchase fixed assets for your business like building, vehicles or other facilities against agreed rental. An easy way to solve your capital injection problem.

Through this facility you can have your own asset in the future and make your business backbone.

Who can avail this facility?

  • All companies having a valid business license
  • Minimum 1 year business experience
  • Business financial capacity (healthy financial statement of past 1 or 2 years)
  • Collateral against facility (Shari’a Qabala of immovable property)
  • Accurate Business Plan
  • Other credit/investment criteria

Other conditions;

  • The maximum tenure is for 12 months
  • No rebate chance for early settlements
  • Rental rate between the Bank and the customer is negotiable

How to start?

  • Submit your request letter to our nearest branch
  • After the Bank received your request letter, then the Bank starts other investment required process
  • The appraisal and assessment process will take 15 to 20 days
  • Minimum and Maximum limit of the investment facility will be decided once your business is appraised by the Bank